Last updated: 13 November 2026
1. Who we are
These Terms govern your use of the Lone Wolf Trader software and website, operated by Lone Wolf Trader ("we," "us," "our"). By purchasing, downloading or using the software, or using this website, you agree to these Terms. If you do not agree, do not use the software.
2. Who can use it
You must be at least 18 years old and legally allowed to trade leveraged products where you live. You are responsible for making sure that using trading software, trading gold (XAUUSD) and your chosen payment method are legal for you, and for any taxes on your trading. Do not buy or use the software where doing so is not allowed; we may refuse or cancel a sale in any country.
3. What you're buying
A license to install and run the Lone Wolf Trader automated trading software (an Expert Advisor for MT5) on the number of your own trading accounts you purchased (1, 2 or 3) under the Lifetime Plan. "Lifetime" means the license has no expiry date and no renewal fee for as long as we operate the license service for this software. You keep full control of your broker account, your funds, and your ability to stop the software at any time — we never take custody of your money.
The software trades gold (XAUUSD) only, needs a MetaTrader 5 hedging account, an internet connection, and a working connection to our license service. Its trading rules are fixed by us; we may change them in future versions.
4. No investment advice, no guaranteed returns
- Trading gold (XAUUSD) and other leveraged products carries a high level of risk, including the risk of losing your entire deposit. Only trade with money you can afford to lose.
- Any performance figures shown on our site, in our guides or on our social media (including backtested returns, drawdowns, monthly figures and prop challenge pass rates) are hypothetical/backtested unless explicitly stated otherwise. They were produced in the MetaTrader 5 Strategy Tester on one broker's historical data. Hypothetical performance has inherent limitations — it is made with hindsight, does not reflect real slippage, execution delay, spreads, commissions or changing liquidity, and no real money was at risk.
- Past performance, whether live or backtested, does not guarantee and is not indicative of future results. Your results will differ from ours and can be worse.
- Figures shown for other account sizes or types (for example a $500 cent account, or $3,000 and $5,000 standard accounts) are calculated from the same backtest by scaling, not tested separately. Minimum lot sizes, contract sizes, spreads, commissions and execution on your broker can make your results differ.
- Our social media posts include live trade updates from our own account as well as backtest results. Live updates show individual trades or short periods from one account, with its own broker, size and settings; they are not a complete or independently verified track record and do not predict your results.
- Stop losses limit losses but cannot guarantee the exit price. Fast markets, low liquidity, news and weekend gaps can cause slippage, so a loss can be bigger than planned.
- You are solely responsible for your own trading decisions, the account and risk level you choose, your risk management, and any losses incurred while running the software. You trade at your own risk.
5. Prop firm accounts
- The software is designed for personal MT5 accounts. Using it on a prop firm (funded or challenge) account is optional and entirely at your own risk.
- The software's optional loss limits are designed to stop the software itself from going past the limits you set. They cannot guarantee that a challenge or funded account will be passed or kept.
- Prop firm rules differ and change. It is your responsibility to check and follow your firm's current rules, including whether third-party Expert Advisors are allowed. Some firms ban or restrict them, charge for EA access, limit the account size, or flag and close accounts whose trades match other traders using the same EA. Because many customers may run the same software, your trades may match other accounts.
- We are not responsible for an account being failed, restricted, closed, or a payout refused by a broker or prop firm, or for any challenge fee you pay.
6. Payment
- Card payments are processed by Gumroad, Inc., who act as the seller of record for those purchases. Gumroad handles the payment, the receipt and any sales tax or VAT due, and delivers your download. Their terms and privacy policy apply to the payment itself, alongside ours.
- Cryptocurrency payments (BTC, ETH, USDT) can be arranged directly with support and are processed manually.
- The Lifetime Plan is a single one-time payment. There is no subscription and no automatic recurring billing on either route.
- Prices are shown in US dollars. If you pay by card, your bank or Gumroad may convert the amount into your own currency and may add a conversion fee we do not control.
7. Refunds and your right to cancel
Our guarantee. If the software will not install or will not activate on a supported setup (MetaTrader 5, a hedging account, and a broker offering gold), tell us within 14 days of your purchase and we will either fix it or refund you in full. To receive a refund the license must be deactivated, and you must stop using the software.
What the guarantee does not cover. Trading results, trading losses, a drawdown, a failed or closed prop firm challenge, or live results that differ from our published backtest are not grounds for a refund. Nor is changing your mind about trading, or a broker or prop firm refusing to allow Expert Advisors. The software working as described but not making money is not a defect.
Consumers in the EU and the UK. You normally have a statutory 14-day right to withdraw from a purchase of digital content. Because the software is delivered immediately on payment, you are asked at checkout to consent to that immediate delivery, and in doing so you acknowledge that you lose the statutory right of withdrawal once the download begins. This does not affect our own 14-day guarantee above, or any mandatory consumer rights that cannot be waived under the law where you live.
Contact support before purchasing if you have any question about whether the software will work with your broker or setup.
8. Acceptable use
Your license is for your own personal or business trading use. You may not resell, redistribute, copy, decompile, reverse-engineer, or share your license or the software itself with anyone else, or try to bypass the license check. We may suspend or cancel a license that is misused, without refund.
9. Your responsibilities
You are responsible for your computer or VPS, your MetaTrader 5 terminal, your internet connection, your broker account and its settings, keeping the software running, and watching your account. The software can only act while your terminal is running and connected. We strongly recommend running the software on a demo account first and starting live on the Low risk level; choosing to trade live, and at which risk level, is your decision.
10. Third-party services
The software runs on MetaTrader 5 and depends on your broker, your prop firm, and services such as Gumroad (for card payments and delivery), Google (for license checks) and Telegram (for support). We do not control these services and are not responsible for their outages, errors, pricing, execution or decisions.
11. Disclaimer of warranties
The software and website are provided "as is" and "as available," without warranty of any kind, express or implied, including any warranty of merchantability, fitness for a particular purpose, or profitability. We do not guarantee the software will be uninterrupted, error-free, compatible with every broker, or profitable.
12. Limitation of liability
To the maximum extent permitted by law, Lone Wolf Trader and its operator are not liable for any losses of any kind arising from your use of the software or reliance on this website — including trading losses, lost profits, failed or closed prop firm accounts, challenge fees, lost data, or any indirect, incidental, or consequential damages. This applies regardless of whether those losses result from the software's performance, a bug, downtime, the license service, a broker-side issue, market conditions, or any other cause. Your use of the software, and any trading decisions you make with it, are entirely at your own risk. In no event will our total liability to you exceed the amount you paid for your license in the 12 months before the claim.
13. Indemnity
You agree to cover any claims, losses or costs brought against us that result from your use of the software, your trading, or your breach of these Terms or of any broker's or prop firm's rules.
14. Changes to these terms and the software
We may update these Terms and the software from time to time. The date at the top shows the latest version. Continued use of the software after an update means you accept the revised Terms.
15. Governing law
These Terms are governed by the laws of the Republic of the Philippines, where Lone Wolf Trader is operated, without regard to conflict-of-law principles. Any dispute arising from these Terms will be handled in the competent courts of the Philippines.
If you are a consumer, this does not remove the protection of any mandatory consumer-law provisions that apply where you live, and it does not prevent you from bringing a claim in your own local courts where the law gives you that right. If any part of these Terms is found unenforceable, the rest stays in effect.
16. Contact
Questions about these Terms? Reach us via any channel listed on the Contact page.